What is a Land Home Package? | Manufactured and Modular Homes

A Land Home Package, as I know it, is a term that is primarily used in dealing with the purchase for a manufactured or modular home. In essence, it is a construction-to-permanent financing loan, which means that you have two closings before you are converted to a permanent, fixed rate loan.

Your first closing will allow you to withdraw, or "draw" funds allocated by the bank...at their discretion based on their schedule. Much like a line of credit, it will be an interest only loan. When you buy your land, you will take your first "draw" in the amount of the purchase price (of the land) to pay the seller. At that point y...

MLS Listings Columbia SC | Craigslist Cross-Reference

Looking for Columbia's Craigslist? You better read the paragraph below first!

  If you've ever scanned through the multiple listings on Craigslist that are being offered by a sales person, it may be beneficial for you to cross-reference the Columbia home listing on this website. "Why" you may ask? Well, recently I had someone contact me to double check a home for rent in Columbia. The person that posted the listing said that they required $1000 down as a deposit and $600 per month for immediate occupancy of a home. They requested that the money be wired into their account(since they were on a Christian volunteer mission in Africa...

Finding Lots Land and Acreage on the Columbia SC MLS

Looking for land in South Carolina?  There are many different types of land for sale on the MLS(Multiple Listing Service).   You may not get what you expect from the search results if you don't include the correct parameters on your MLS search.  Below are a few differences and tips.

1. "Lots" are units of real property that are typically in subdivision.
2. "Acreage" is a larger tract of property that may, or may not, have restricted uses.
3. "Land" can fall in both of these categories and usually include commercial property.

  When you decide to search the Columbia MLS for land it is important that you remember that the perspective of t...

What is the standard commission for Columbia SC?

If you find anyone that will answer this question you should warn him or her that they may be violating anti-trust laws.  Anti Trust Laws prohibit price fixing and competitors trying to "stifle competition", according to the FTC website.   The reason is because "price fixing" is illegal.  If I were to say that the typical commission in Blythewood SC is X % and in Columbia SC it is Y % then this would imply that all agents and companies use a standard commission rate, which in turn means that they are attempting to set and control a market.  It puts us as real estate agents in a difficult situation sometimes trying to explain what our rates...

Free Google Photo Storage and Backup

As a real estate agent I have found my computer over filled with real estate photos of homes and land for sale that I've collected throughout the years. Many times I have to email photos to a client or post them on a website. Since I have become a huge fan of Google's innovative and user friendly software, I've discovered yet another essential free tool by the name of Picasa. Picasa automatically uploads photos from your computer to an online album with any Google product account information,(such as G-Mail, YouTube, etc.) Picasa has intergrated local software with online software so that all of your information will be in "Sync" and sharing pho...

Gamecock Tailgating Real Estate | 2009-2010 Football Schedule

Columbia is home to the University of South Carolina and is filled with College Football fans.  This year is sure to be an action packed season and tailgaters have claimed their stake at the luxury tailgating spots near Williams-Brice Stadium.  If you haven't already invested in a assigned parking place, condo, townhouse or private facility for the upcoming season...NOW is the time.  There are plenty of tailgating spots for sale in Columbia SC and we can help you with any of the listings that you are interested in.  Just browse our Columbia SC Real Estate MLS website.  Or give us a call!

Here is the proposed schedule ...

Blythewood SC Real Estate | Waterfront Property on 2 Lakes

As this weeks feature property, in the Columbia SC Real Estate Market, we are offering a waterfront property in Blythewood SC. The subject lake property for sale is heavily wooded with mature hardwood trees and consists of 6.81 acres of rolling topography. The back property corners front on a 15-acre, and...

Keep your Email Address with this Free Email Account

Looking for a way to keep all of your email addresses in one place? Well, this isn't exactly an article on how to use our site but should be helpful nonetheless. I've had so many real estate transactions and correspondence between buyers, sellers, customers, clients, attorneys, inspectors, investors and developers that I have found a perfect solution to keeping everything organized and retrievable in seconds. It's a Google product called "Gmail". The reason that I like this so much is that I can check my email from any computer and locate a past email message in seconds. If you are using Outlook or Thunderbird, there is no reas...

Property of the Week- Week 15

Owner Financing | Pelion Land for Sale | Lexington SC

This week's property for sale is a 1.25-acre lot located at Shumpert Mill Road in Lexington County. This property for sale is a level rectangular lot that has about 125 feet of road frontage on Shumpert Mill road, which is a  county maintained & paved road.  It is restricted to homes with a minimum of 960 square feet and an age restriction of 5 years old for manufactured homes.   This property is referred to as "Windy Oaks" and is located approximately 2 miles from the main intersection of Highway 302 (Edmund Highway) and Hwy 178. Each property has been  surveyed and is recorded at th...

South Carolina Real Estate Tax Information

If you own real estate in South Carolina you are probably aware of the annual property tax that gets sent to your billing address each year.  I've always found it a little confusing so below you will find the formula to determine the amount due for your annual tax bill.  A few things that are essential before you rack your brain...

1. Fair Market Value - determined by the county. Check your tax bill by tax map number or your County Website
2. Millage Rate -  or 'mills' (make sure the decimal is in the correct place in the formula for Millage. example: 234 mills should be .234)
3. Assessment ratio -

• Owner Occupied or Primary Residence 4%
• Seco...

Owner Financing Property | Amortization Schedule

If you are owner financing real estate then you will know that there are strict laws on what you must provide. There are several ways to handle a contract or a mortgage and you should check with a local attorney before taking any advice from this website. We are not lawyers and can not suggest how you should handle your assets. There are several legal documents that are required in real estate and a real estate attorney can draw up all of the complicated documents for you to use. You may also want to get advice on how you want to finance the property. You can give a deed it at the closing, or have an "installment sales contract" or "...

Property of the Week- Week 14

Land in Lexington SC | Owner Financing | Pelion

This week's property for sale is a 1.15-acre parcel on Shumpert Mill Road in Lexington County. The land for sale is lightly restricted to 960 square foot homes. If a manufactured home is placed on the property it must be 5 years old or newer unless the developer agrees to grant a variance...upon request. There is also additional 1.25 acres for sale adjoining this property. The lot has 125 feet of paved road frontage on Shumpert Mill road, which is located approximately 2 miles from the main intersection of Highway 302 (Edmund Highway) and Hwy 178. Each unimproved lot is surveyed and recorded at the Lexing...

...or vs. ...ee

If real estate terms weren't confusing enough!  Some terms can completely throw you in a loop wondering if you are the Mortgagor or Mortgagee.  Here is a quick cheat sheet so when you start looking further into real estate you'll be familiar with the terms.  As a basic understanding you should know that the suffix "or" gives and "ee" receives. Try to remember that there are multiple "E's" in "Receive".  Here are a few common uses:

Mortgagor vs. Mortgagee

Mortgagee = Bank - receives a mortgage document...in return for money
Mortgagor = Buyer - gives the bank a mortgage document (in return for the money), usually the buyer.

Lessor vs. Lessee

Lessee = The Renter- The tena...

Property of the Week - Week 12

2.79 Acres Waterfront | Waterfront Property

Waterfront Property for sale is in high demand in the summer months in Columbia SC.  Columbia's new "Famously Hot" PR campaign has come to truth along with the blistering heat and the high humidity.  There is no doubt that most homebuyers and land developers are attracted to lakes, ponds, and riverfront real estate. Lake Murray, Lake Wateree and Lake Monticello are the largest lakes in the Columbia SC real estate market, but lets not forget about the smaller lakes and ponds that have been giving homeowners an evening in the rocking chair or hammock in their back yard for years on end.  When searching through wate...

How To: Creating Favorites and Saving Searches

Creating Favorites and Saving Searches

It's no doubt that when you search for houses in Columbia SC you are likely to find a listing that you want to track.  Houses in Columbia, as in many markets, get taken off the market temporarily for several reasons.  There may be an inspection period, a loan that falls through, or many other reasons.  A great feature that we have added to www.huntllc.com is that we allow you to sign in and save your own listings.  Maybe you are at work or on vacation and wanting to actively browse for home listings in Columbia.  If you find a home that you want to investigate further, you may want to be able to pull t...

Property of the Week- Week 10

Lake Wateree Real Estate| Waterfront Property for Sale

This week's feature property for sale is a .77 acre waterfront lot located on Lake Wateree at 3637 Rockbridge Road. This waterfront property for sale offers spectacular views of Lake Wateree and is located along the main channel at the widest span of the lake. There is an existing pier (or dock) that has been built, and upgraded, to dock several boats. It also has a "Y" shaped entryway so that entering or exiting your watercraft will be safe and easy. It also leaves opportunities for a boat-lift for off-season storage if desired. The homes that neighbor this property are luxurious and well kept. Rockbri...

Property of the Week- Week 8

Blythewood Real Estate | Cedar Lakes

This week's feature property for sale is a 7.03-acre tract in Cedar Lakes Subdivision, which is located just outside of the Richland County in Fairfield County.  Cedar Lakes was originally an 800-acre development that was improved in 3 phases with fewer than 70 lots and four bodies of water.  Cedar Lakes Phase 1, the first phase developed, runs along Cedar Lakes Drive and consists of large lots. Most of the homes are isolated from the road in order to maintain the serenity that this rural development offers.  The subject property for sale(see listing below) is flanked by 7 acres on the west, 5 acres on the east, and neith...

Property of the Week - Week 7

USC Gamecock Tailgating | The Coop

With the University of South Carolina having such a pro-active fan following, it is no wonder that parking has become so hard to come by on game day. With the recent resurfacing, landscaping, and curb additions to the fairgrou...

Tips: Prepare a home for a quicker sale

Prepare a home for a quicker sale

As a real estate agent, I am always running across homes that need basic makeovers.  I know it is difficult to visualize a home as a first time visitor, or buyer, but there are important strategies that must be addressed prior to putting your home on the market.  Here are a few tips that should be common knowledge for any home sale preparation, although they are sometimes overlooked:

• Yard- Always keep your yard well-manicured during the time that it is open to buyers.  Curb appeal is the best solution to getting people in your home.  Ask your real estate or Realtor for a lawn maintenance professional to keep up...

Blythewood SC Real Estate |29016

As a lifelong Blythewood resident, I have seen this area flourish throughout the years and become one of the most desirable areas in Richland County. With the expansion of Northeast Columbia 29229 real estate market, developers have had no choice but to cross into the threshold of Blythewood's 29016 zip code.  Seasoned neighborhoods such as; Longcreek Plantation, Lake Ashley Birch Springs and Crickentree have been greeted with newly developed subdivisions like Cobblestone Park, Ashley Oaks, Lake Carolina, Eagles Glen and Wren Creek.  Blythewood covers the outermost perimeter of Richland County along the I-77 corridor beginning at Highway 21 (exit 23) and ...